ECB Rate Change

February 2023.

Recently the European Central Bank (ECB) announced its intention to increase interest rates. If you currently hold a tracker mortgage, your mortgage repayments are linked directly with the ECB rates. Please see answers below to explain this further.

Bank of Ireland Tracker Rate changes

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WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
WARNING: If you switch to an alternative interest rate you will not be contractually entitled to go back on a tracker interest rate in the future.
Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland. Bank of Ireland trading as The Mortgage Store – powered by Bank of Ireland is regulated by the Central Bank of Ireland.