Tips
Get the cover that suits your needs at the best possible value. When completing a quote, please consider optional extras such as cover for belongings outside the home (Specified Valuables). Please also consider what discounts you could be eligible for such as for being a Bank of Ireland Existing Customer. Increasing your excess may also decrease your overall premium.
Emergencies can strike at any time and can come in all sorts of different forms. Having an emergency contingency plan in place is one example of how to mitigate the effects of an emergency situation. Bank of Ireland Home Insurance comes with 24 hour Emergency Home Assist as standard for owner occupiers which covers anything from a leak to a broken door lock for piece of mind when an emergency strikes.
Knowing how to value your property (both buildings and contents) is key when taking out a Home Insurance Policy, Just 2 in 5 people are confident in calculating the value of their home2. In order to get a good estimation of what it may cost to rebuild your home, please see this useful website: House Rebuild Calculator – Society of Chartered Surveyors Ireland (scsi.ie). When valuing your contents, don’t just think about electronics or Items of value such as jewellery but also all of the furniture, appliances and other items necessary for living in a home.
Taking extra precaution when securing your home can keep your home insurance premium down in certain instances (such as by getting a PRSA registered installer to install an alarm). Using good quality door and window locks to secure the premises may also act as a deterrent, thus reducing the likelihood of making a claim.