Owner Occupier Insurance

Comprehensive cover for customers who need protection for the building that they own as well as the contents.

 
Get a Quote
Enter BAWCODE2250 to avail of an additional 10% Off exclusively for online customers


Owner Occupiers Insurance:

Customers who own their own house or apartment may need cover for the building that they own and/or its contents. With Bank Of Ireland Insurance Services you can avail of this cover when you are:

  • An owner occupier

Why choose us?

  • No Additional fees for paying by Direct Debit
  • Choice of Policy underwritten by two great providers
  • Automatic increase in contents sum insured by 20% at no extra cost during the months of December and January to cover Christmas gifts and a month either side of a wedding in the household.
  • Unspecified all risk cover available – provides cover for loss and damage for personal possessions both in and outside the home.
  • Standard policy excess of €500 with minimum excess of €250 available.
  • Home Emergency Assistance is available as standard giving you peace of mind against unforeseen emergency damage in the home.
  • Buildings Insurance doesn’t just cover the structure of your home, but also protects your permanent fixtures & fittings.

Home Insurance Features & Benefits (for new policies purchased after 29th September 2022)

Home Insurance

We offer one of the most comprehensive insurance policies in the market.

Home Insurance

Couple sitting on a sofa looking at a tablet

 

Underwriting, terms and conditions apply. Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten by RSA Insurance Ireland DAC or FBD Insurance plc. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC trading as RSA Insurance is regulated by the Central Bank of Ireland. FBD Insurance plc is regulated by the Central Bank of Ireland.

Standard Terms and Conditions

10% discount where you apply for a Home Insurance quote online – use Promo code BAWCODE2250 above.

Promotional offer available until 31 December 2025. Only one discount code can be used per purchase.

Promotional offer available to new policies only.

Discount applies to New policies and for the first year only.

A member of the Bank of Ireland Group. RSA Insurance Ireland DAC trading as RSA Insurance is regulated by the Central Bank of Ireland. FBD Insurance plc is regulated by the Central Bank of Ireland.

Acceptance Criteria, terms and conditions apply. Based on insurance products with comparable benefits. Minimum premium may apply (inclusive of 5% government levy).