Death or serious illness in a family is hugely traumatic and often made worse by the financial stress that can come with it. No one size fits all. This is why you need to meet with one of our advisors to help you decide on the cover that's best for you.

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What might they need?

There are tow types of cover that may be of interest to you:

On Death:

Life insurance can provide a lump sum and/or a monthly income to your family. How much you need is based on a number of key factors.

The most obvious effect is the loss of the breadwinner. However, some outgoings will disappear, for example, your family may no longer have to pay a mortgage. You may also be entitled to state benefit payments.

Estimate you family’s needs with our benefits calculator.

On Illness:

Specified Illness pays lump sum on diagnosis of a range of illnesses covered under our plan

Alternatively, Income Protection can replace up to 75% of your monthly income if you are prevented from working due to illness or ill-health or injury

What’s right for you depends on your occupation, your health and your individual circumstances.

For more information, view our Protection FAQs.