Student

Start taking more control of your life and your money. With your own bank account you can save up for something big or spend a little whenever you want - it’s up to you.

Second Level Current Account

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Simple daily banking: A bank account designed for second level students. There is no account maintenance fee for this account.

2nd Level School Programme

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Why do we offer students more? It’s simple, because they are the customers of the future. We’ve developed a school programme that supports second level students and schools, through our enterprise and innovation, arts and sporting events.

Features

  • Range of programme types
  • Events for different levels
  • Events nationwide

Benefits

  • Students learn new skills
  • No fee to participate

Student loans

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Looking for a student loan? We have the student loan for you - whether you need to borrow money to pay for your everyday college expenses or want a more specific loan for your student contribution charge. Check out our range of student products here.

Third Level Current Account

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Get more out of your college experience: We aim to make banking easy, secure, and with no account maintenance fee.

Student Credit Card

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The Bank of Ireland Student Credit Card is designed to fit your budget, lifestyle, and financial needs. It is easy to apply for. If you are approved in your first or second year of full-time study, you can get a credit limit of €600 . If you are in your third year or higher of full-time study, you get a credit limit of up to €1,000. Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical Annual Percentage Rate (APR) of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.

Features

  • Up to €1,000 credit limit
  • No annual account fee1
  • 0% introductory offers2

Benefits

  • Usually approved in 24hrs3
  • Free travel insurance
  • Emergency Cash Service
1

The Government stamp duty of €30 also applies.

2

0% fixed interest available for new credit card customers for the first 6 months for purchases or 7 months for balance transfers from the date of account opening. At the end of the introductory period the annual interest rates will revert to the standard variable interest rate applicable to your card at that time. Balance Transfer introductory rates are not available on Student Credit Cards.

3

24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer. 24 hour approval based on typical application volumes received. Approval may be longer during busy periods.

Ways we can help