Most recent rate change detail
Notice to Bank of Ireland customers – change to deposit interest rates
Bank of Ireland would like to advise customers of changes to the following deposit accounts.
The following deposit rates apply to new and existing customers and are effective from 8 September 2023.
Products Currently For Sale (applicable to new and existing customers)
Current Gross Rate Per Annum Variable
|
Current AER* Variable
|
New Gross Rate Per Annum Variable
|
New AER* Variable
|
|
---|---|---|---|---|
Instant Access Demand | 0.00% | 0.00% | 0.10% | 0.10% |
31 Day Notice | 0.50% | 0.50% | 1.00% | 1.00% |
365 31 Day Notice | 0.50% | 0.50% | 1.00% | 1.00% |
GoalSaver | ||||
€0 – €14,999 | 1.00% | 1.00% | 2.00% | 2.00% |
€15,000+ | 0.01% | 0.01% | 0.50% | 0.50% |
MortgageSaver | ||||
Regular Saver Balance (€0 – €14,999) | 1.00% | 1.00% | 2.00% | 2.00% |
Lump Sum Balance (€15,000+) | 0.01% | 0.01% | 0.50% | 0.50% |
Childsave | ||||
€0 – €10,000 | 1.00% | 1.00% | 2.00% | 2.00% |
Products No Longer For Sale (applicable to existing customers)
Current Gross Rate Per Annum Variable
|
Current AER* Variable
|
New Gross Rate Per Annum Variable
|
New AER* Variable
|
|
---|---|---|---|---|
Demand Deposit | 0.00% | 0.00% | 0.10% | 0.10% |
Variable Rate Call | 0.00% | 0.00% | 0.10% | 0.10% |
60 Day Notice | 0.50% | 0.50% | 1.00% | 1.00% |
90 Day Notice | 0.05% | 0.05% | 1.00% | 1.00% |
31 Day Notice Issue K | 0.61% | 0.61% | 1.00% | 1.00% |
35 Day Notice Issue K | 0.50% | 0.50% | 1.00% | 1.00% |
365 Monthly Saver | ||||
€0 – €9,999 | 1.00% | 1.00% | 2.00% | 2.00% |
€10,000+ | 0.01% | 0.01% | 0.50% | 0.50% |
Custom Saver | ||||
Regular Saver Balance (€0 – €11,999) | 0.76% | 0.76% | 2.00% | 2.00% |
Lump Sum Balance (€12,000+) | 0.01% | 0.01% | 0.50% | 0.50% |
Standard Regular Saver | ||||
All Balances | 0.76% | 0.76% | 2.00% | 2.00% |
Regular Saver Issue K | ||||
€0 – €49,999 | 0.80% | 0.80% | 2.00% | 2.00% |
€50,000+ | 0.00% | 0.00% | 0.50% | 0.50% |
Regular Saver Extra Issue K | ||||
€0 – €39,999 | 1.00% | 1.00% | 2.00% | 2.00% |
€40,000+ | 0.00% | 0.00% | 0.50% | 0.50% |
Supersaver Account will increase from 2.00% AER fixed to 3.00% AER fixed from 8 September 2023. All accounts opened since 28 June 2023 will receive the increase to 3.00% from 8 September 2023.
Copies of the terms and conditions for all Bank of Ireland deposit accounts are available from any Bank of Ireland branch or www.bankofireland.com.
If you have any questions about your account(s) you can check our website, call into the branch or contact us by phone on 0818 365 254.
Interest is subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate. This is subject to change.