International protection applicants

At the heart of financial wellbeing is financial inclusion and that means access to basic banking products for all



Help and support: International Protection

There are two forms of international protection, having status in Ireland as a refugee or as a person eligible for subsidiary protection. To find out more please visit www.ipo.gov.ie or search for the Irish Refugee Protection Programme.

Bank of Ireland takes no responsibility for the accuracy of information from third party websites.



Bank accounts for your day-to-day needs

With a Personal Current Account, you can:

  • view your account online;
  • check transactions;
  • receive payments into the account;
  • organise to pay bills;
  • transfer money from the account.

There is a monthly fee for maintaining a Personal Current Account.

A Basic Bank Account offers many of the same features of the Personal Current Account. There are no fees for maintaining a Basic Bank Account for the first 12 months. Fees for maintaining the account may be charged after 12 months depending on account turnover. There are also no individual charges for a range of current account transactions and services. There are a small number of services you may be charged for, such as using your debit card for transactions in a foreign currency – learn more about our Basic Bank Account.

  • Customers must be over the age of 18 or over the age of 16 if not in full-time education
  • Customers must be legally resident in the European Union (EU)
  • Customers must not already hold a personal payment account or current account with any bank in the Republic of Ireland (you will be asked to sign a declaration provided by us to confirm this)



What do I need to open an account?

To open an account, you will need to provide:

  • Photo id (passport or driving licence);
  • Proof of address (a household bill showing your name and address);
  • Information about your source of income.

If you do not have a passport/household bill, we can accept alternative documents.





Frequently asked questions



Bank of Ireland takes no responsibility for the accuracy of information from third party websites
1 Fees for maintaining the account may be charged after 12 months depending on turnover if the value of lodgements to your account exceeds a certain threshold. This threshold is equivalent to the national minimum hourly rate of pay (as declared from time to time in accordance with Section 11 of the National Minimum Wage Act 2000) multiplied by 2,080 (i.e. 40 hour week x 52 weeks of the year). If this is applicable to your account you will be notified 2 months in advance of this change.