If you give us an international transfer instruction to pay money from your account, we treat the international transfer instruction as given on the banking day ("D") on which we actually get it, so long as it is received by us before the cut off time (see below). If we receive it after the cut off time it will be treated as received on the next banking day.

ROI Customers - If the payment is in euro and PSR-regulated we will ensure the payee's bank is paid within one banking day of D. If it is a cross-border payment in Sterling or another EEA currency (non-euro) we will ensure the payee's bank is paid within three banking days of D. Transactions outside the EU/EEA may take longer to process.

NI/GB Customers - If the payment is in Sterling or Euro and PSR-regulated we will ensure the payee’s bank is paid within one banking days of D. If it is a cross-border payment to another EEA currency (non-euro e.g Danish Kronar ) we will ensure the payee’s bank is paid within three banking days of D. Transactions outside the EU/EEA may take longer to process.

You can transfer funds on 365 online whenever you like. However, the time and day you make the transfer will determine when your payee receives the funds.

• To ensure that funds leave your account the same day and begin processing, you need to transfer before 15:30 (ROI) or 16:30 (UK) Monday to Friday.
• To ensure that funds to leave your account the same day but only begin processing the next working day, you need to transfer after 15:30 (ROI) or 16:30 (UK) Monday to Friday or anytime Saturday, Sunday and Bank Holidays.

*Republic of Ireland only

ROI Customers - The following countries are available for International (Non SEPA) transfers:

*Indicates SEPA zone country thus can be also set up as a SEPA Payee if you wish to transfer funds in EUR

NI/GB Customers - The following countries are available for International Transfers