Using 365 online or Mobile Banking

If you are registered for 365 online, you can add an international payee through your 365 online account.

If you are a Republic of Ireland customer, that will then allow you to make euro transfers to non SEPA zone countries (e.g. Euro to China) and foreign currency payments (e.g. USD to USA or Sterling to the UK) using either the 365 online website or Mobile Banking application.

If you are a Northern Ireland or Great Britain customer, by adding an international payee you can make sterling and foreign currency transfers to other countries (e.g. Sterling to Spain or AUD to Australia).

There is a total daily transaction limit of €/£20,000 (including international fees and charges).

The threshold limit per transaction is €/£10,000 for India (INR), Thailand (THB) and the Philippines (PHP).

For added security, payments to Payees added using a security code sent to your mobile phone are subject to a working day transfer limit of €/£10,000 (including international fees and charges). These limits are included in the €/£20,000 daily transaction limit per working day for total payments on 365 online.

For transfers over €/£20,000, please contact your local Bank of Ireland Branch.

Using branch

Customers can make an international transfer in the branch for over €/£10,000, amounts smaller than that may be transacted on 365 online. If you wish to transfer funds to a country not available on Banking 365, please contact your nearest branch who will be able to assist with this.

If you wish to transfer funds to a country available on Banking 365 and the amount you wish to transfer is over €/£20,000 or a payment in urgent, please contact your local branch.

You can save significantly by sending your payments online. There are no payment fees on Bank of Ireland international payments to the UK, EU Member States and EEA Countries (e.g. Sterling to UK, Zloty to Poland). Countries with an FX Conversion (e.g. US$ to United States) are only €5.

Full details of our International payment transaction charges are contained in our brochure Schedule of International Transaction Charges, also available from any branch.

You will need to provide the sender with your IBAN and BIC

If the funds are being sent from another country there will be a charge for receiving the funds.

Inward charges

In Euro

In foreign currency

Payee account details required will vary depending on the country. Please see appropriate table below for details.

ROI Customers - Payee details required:

Important: *Indicates SEPA zone country thus can also be set up as a SEPA Payee if you wish to transfer funds in EUR

NI/GB Customers - Payee details required: