Fees
There are fees and charges that apply to the Aer Credit Card. Please see the table below:
| Monthly Account Fee |
€6.50 |
| Government Stamp Duty |
€30.00 |
| Cross Border Handling Fee |
Transactions in Euro – No charge
All other transactions – 2.25% of value of transaction |
| Cash Advance Fee |
Transactions in Euro
1.5% subject to a minimum of €2.54 per transaction.
Non Euro Transactions
A cash Advance fee of 1.5% will be applied to a Euro converted amount including the 2.25% Cross Border Handling Fee referred to above, subject to a minimum of €2.54 per transaction. |
| Late Payment Fee |
€7.50 |
| Overlimit Fee |
€7.50 |
| Unpaid Cheques/Direct Debits/Standing Orders |
€5.00 |
Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.
Effective as at 2 April 2023.
Apply online for Aer Credit Card