Terms and Conditions for Personal Credit Cards Schedule of Interest rates, fees and charges Travel Rewards Terms & Conditions SECCI Terms of Business Aer Credit Card Travel Insurance Policy Aer Insurance Product Information Document (IPID) Apply online for Aer Credit Card Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.