Love travel? Love Aer Credit Card

Get an Aer Credit Card and get rewarded for your credit card purchases with amazing travel treats. It’s the credit card for those who love to travel. Apply online, call 0818 200 412 (Mon. to Fri. 9am - 5pm) or visit your local branch. Buy smart. Fly smart.

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Transaction Type Typical Variable APRS Interest Rates
Interest Rates
Purchases 26.6% 16.12%
Cash Advances 21.36%
Instalment Plan 6.9% 6.7%
Introductory Rates on Balance Transfers 0% for first 7 months
Introductory Rates on Purchases

0% for first 6 months
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Representative example of Aer Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 26.6% variable including annual Government Stamp Duty of €30 and an Annual charge of €95.88 (this is made up of 12 monthly charges of €7.99). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,387.90 which includes initial purchase of €3,000 and a total cost of credit of €387.90.
Introductory offers apply to new customers only. Balance transfers may not be made from existing Bank of Ireland credit cards or from credit cards outside the Republic of Ireland or United Kingdom. The balance transfer rate is available for a maximum period of seven months from the date of account opening. Customers who do not provide details of a balance to be transferred will automatically receive 0% APR on purchases for a period of six months from the date of account opening. After six months from the date of account opening 0% APR on purchases reverts to the standard variable rate applicable to your card and the standard variable rate will apply to the balance outstanding at that time. After 7 months the fixed rate of 0% APR fixed on balance transfers reverts to the standard variable rate applicable to your card. Rates currently applicable to Bank of Ireland personal credit cards are outlined in the table above. Rates quoted are effective as at 21st January 2019 and are subject to change.

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