Fees
There are fees and charges that apply to the Aer Credit Card. Please see the table below:
| Monthly Account Fee | €6.50 |
| Government Stamp Duty | €30.00 |
| Cross Border Handling Fee | Transactions in Euro – No charge All other transactions – 2.25% of value of transaction |
| Cash Advance Fee | Transactions in Euro 1.5% subject to a minimum of €2.54 per transaction. Non Euro Transactions A cash Advance fee of 1.5% will be applied to a Euro converted amount including the 2.25% Cross Border Handling Fee referred to above, subject to a minimum of €2.54 per transaction. |
| Late Payment Fee | €7.50 |
| Overlimit Fee | €7.50 |
| Unpaid Cheques/Direct Debits/Standing Orders | €5.00 |
Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.
Effective as at 2 April 2023.
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