Fees There are fees and charges that apply to the Aer Credit Card. Please see the table below: Fees and Charges Monthly Account Fee €6.50 Government Stamp Duty €30.00 Cross Border Handling Fee Transactions in Euro – No charge All other transactions – 2.25% of value of transaction Cash Advance Fee Transactions in Euro 1.5% subject to a minimum of €2.54 per transaction. Non Euro Transactions A cash Advance fee of 1.5% will be applied to a Euro converted amount including the 2.25% Cross Border Handling Fee referred to above, subject to a minimum of €2.54 per transaction. Late Payment Fee €7.50 Overlimit Fee €7.50 Unpaid Cheques/Direct Debits/Standing Orders €5.00 Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50. Effective as at 2 April 2023. Compare Credit Cards Apply online for Aer Credit Card