Features & Benefits of Our Affinity Credit Cards
Trinity College Dublin, University College Dublin, University College Cork, University of Limerick, NUI Galway, and NUI Maynooth.
To apply for one of these cards, you need to have a connection to that college.
With the Affinity Credit Card you get:
- Control your cards at your fingertips: We’ve introduced new card features to 365 Online for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more.
- Pay with Your smartphone/devices: You can use Apple Pay and Google Pay on your phone or other devices to make quick, easy, and contactless payments.
- Support Your College When you get an affinity card, we make a donation to the college you choose. We also donate to the University’s alumni fund each year your card is active. You will also receive your college branded card.
- No transaction fees: Pay no transaction fees when you use your credit card to pay for goods and services. Cross border handling fees apply to non-Euro transactions.
- No annual fee: You do not have to pay an extra annual fee for this credit card. However, there is a yearly Government Stamp Duty (tax) of €30.
- Quick approval: If we have all the information and documents we need, you can often get approved for this card within one working day. If you are not yet a Bank of Ireland customer, or if your application needs to be referred to underwriting, it may take longer. If your application is approved, you will usually get your new credit card within one week.
- Instalment options: You can spread out the cost of bigger purchases by using our special credit card instalment plan.
- Emergency Cash Service If you lose your card when abroad, we will cancel it for you. If you are abroad, we can provide you with an Emergency Cash Advance Facility in most countries (Subject to available credit, fees and charges may apply).
- Free Additional Cardholders: You can add up to 3 extra cardholders to your credit card account. You only pay one Government stamp duty of €30 every year.
- Paying with Contactless: In the Republic of Ireland, you can make payments up to €50 by just tapping your card on the reader. This figure will vary in other countries.
- Special Offers and Experiences with Mastercard Priceless: As a Bank of Ireland Mastercard Customer, you can enjoy exclusive benefits in Ireland and also when you travel abroad. Search “Mastercard Priceless” online for more information.
Remember, there are lending requirements and terms and conditions for all credit cards. You must be over 18 to apply.
Representative Example of credit card purchase at standard interest rate of 14.57% variable. Typical Annual Percentage Rate (APR) of 20.2% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.38 which includes initial purchase of €1,500 and a total cost of credit of €148.38.
