Cashback PLUS is exclusively for Bank of Ireland current account customers who are Buying their first home, moving home or who switch their mortgage to Bank of Ireland.
If you choose to draw down your mortgage with us, you are entitled to avail of our Cashback PLUS offer, which includes:
2% of your new mortgage back as cash upfront.
As a special ‘thank you’, we will give you an additional 1% of your mortgage back in cash in five years’ time *.
Cashback PLUS is available with a range of competitive fixed and variable rates.
* Subject to meeting the conditions of the mortgage
Our calculator illustrates how much cash back could be received from a mortgage of €100,000. You can change the mortgage amount to understand what you could get back as cash.
This information does not constitute a loan offer.
If you are not a Bank of Ireland customer or if you take out a Mortgage top-up or a Buy to Let Investment mortgage, you can still avail of our 2% Cashback offer when you draw down your mortgage. Cashback is not available with the High Value Mortgage fixed interest rate.
See below for Cashback PLUS offer terms and conditions.
Bank of Ireland Mortgage Bank trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland
The lender is Bank of Ireland Mortgages. Lending criteria and terms and conditions apply. A typical mortgage to buy your home of €100,000 over 20 years with 240 monthly instalments costs €615.79 per month at 4.2% variable (Annual Percentage Rate of Charge (APRC) 4.3%). APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. The total amount you pay is €148,114.60. We require property and life insurance. You mortgage your home to secure the loan. Maximum loan is generally 3.5 times gross annual income and 80% of the property value (90% of the property value for first-time buyers). A 1% interest rate rise would increase monthly repayments by €54.02 per month. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home. Available to over 18s only.