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Home Movers Cashback PLUS
Get up to 3% Cashback when you drawdown your new mortgage
Cashback PLUS is our gift to you
Cashback PLUS is exclusively for customers who are moving home.
If you choose to draw down your mortgage with us, you are entitled to avail of our Cashback PLUS offer, which includes:
As a special ‘thank you’, we will give you an additional 1% of your mortgage back in cash in five years’ time *.
2% of your new mortgage back as cash upfront.
Cashback PLUS is available with a range of competitive fixed rates.
* Subject to meeting the conditions of the mortgage
Our calculator illustrates how much cash back could be received from a mortgage of €100,000. You can change the mortgage amount to understand what you could get back as cash.
This information does not constitute a loan offer.
The Cashback PLUS Mortgage is available to you if:
- You are a customer moving home.
- You drawdown your new mortgage between 5th September 2016 and 31 December 2025
If you take out a Mortgage top-up or a Buy to Let Investment mortgage, you can still avail of our 2% Cashback offer when you draw down your mortgage. Cashback is not available with the High Value Mortgage fixed interest rate or our standard variable interest rate.
See below for Cashback PLUS offer terms and conditions.
Other reasons to choose Bank of Ireland for your Mortgage:
- We have 169 branches nationwide where you can talk to qualified mortgage specialists, and we can meet you when and where it suits you best – at home or at work, even at the weekend.
- We offer a wide range of fixed rate options. You can even choose a combination of fixed and variable rates – a Twin interest rate – where you fix a portion of your mortgage and put the rest on a variable rate. Ask us about mortgage rate options available to you;
- We offer a range of flexi-options to allow you to tailor your mortgage to your needs.
The lender is Bank of Ireland Mortgages. Lending criteria and terms and conditions apply. A typical mortgage to buy your home of €100,000 over 20 years with 240 monthly instalments costs €613.16 per month at 4.15% variable (Annual Percentage Rate of Charge (APRC) 4.3%). APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. The total amount you pay is €147,482.50. We require property and life insurance. You mortgage your home to secure the loan. Maximum loan is generally 3.5 times gross annual income (4 times gross annual income for first time buyers) and 90% of the property value. A 1% interest rate rise would increase monthly repayments by €53.89 per month. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home. Available to over 18s only. APRC calculations are based on the cost per month on a €100,000 mortgage over 20 years.
Warning: The cost of your monthly repayments may increase.
Warning: If you do not keep up your repayments you may lose your home.
Warning: You may have to pay charges if you pay off a fixed–rate loan early.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland
