See what you can do with your credit card!

Discover what your Bank of Ireland credit card can offer you.

Credit card features

Want to buy that week away now but pay for it in 6, 12 or 24 monthly instalments? Or get those teeth whitened and be interest free for 56 days – you can with your Bank of Ireland credit card.

Your credit card is a really useful tool that can provide you with great flexibility and convenience.

Here’s some handy information to help you get the most value from your credit card.

 
 

Make contactless payments

You can make quick, easy and contactless payments using your phone/devices. Click here to find out more about Apple Pay and click here for Google Pay.

 
 

Pay in Instalments

You have the option to spread the cost of your bigger credit card purchases at a great low interest rate. You can transfer a credit card purchase of €250 or more onto a substantially lower interest rate and pay it off in either 6, 12 or 24 equal monthly instalments. Perfect for big spends or even unexpected costs that might pop up. Please note that Instalment plan feature is not available on the student credit card.

Find out more

 
 

Make the most of the interest-free period

Pay your bill in full and on time every month and don’t pay any interest on your purchases.

Enjoy up to 56 days interest free credit on what you buy. Interest is charged on cash advances and outstanding balances.

 
 

Add an Additional Card Holder

Share the convenience of your credit card by adding up to 3 additional cardholders and still pay government stamp duty only once.

Apply Online

 
 

Change your credit card limit

Should you need additional flexible finance, you can request an increase in your credit card limit by completing a short online form. If you want to decrease your limit, please call our contact centre team on 0818 251 251 and they can assist you.

Apply Online

 
 

Use your Aer Credit Card travel rewards

Don’t forget if you have an Aer Credit Card, you can turn your dreams into destinations with the amazing Travel Rewards.

Find out more

 
 

Lending criteria and terms and conditions apply.