Aer Credit Card
Aer Credit Card

From Tap to Take-off
Fly with Aer Credit Card, brought to you in partnership with Aer Lingus.

The only credit card in Ireland that gives you travel rewards as you spend, worth over €461* for just €6.50 per month.

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Love travel? Here’s all the travel rewards you can enjoy with your Aer Credit Card

Two Return Flights to Europe every year1

Enjoy Two Return Flights every year to any of Aer Lingus’ European routes; the fare is free, you just pay the taxes, fees and charges. These flights are available to you once you spend €5,000 or more (except for excluded transactions) within a Reward Year. You can even gift your return flights to a family member or a friend. Restricted periods apply.


Worldwide Travel Insurance2

Multi-trip Travel Insurance including winter sports covers you and your family for all your travel, regardless of the number of trips you make every year. Peace of mind, wherever you go. The value of this to you is €385.34 per policy*.


Two Fast Track and Priority Boarding Passes

Glide through security in a flash with two Fast Track and Priority Boarding Passes every year when flying with Aer Lingus. The value of this to you is €7.99 per pass*. Please check the Aer Lingus website for up to date details on where you can avail of Fast Track and Priority Boarding.


Two Airport Lounge Passes

Escape the hustle and bustle of the airport when flying with Aer Lingus by using your Aer Lingus Lounge Pass at select Irish airports. And you are entitled to two Lounge Passes every year! The value of this to you is €30.00 per pass*. Please check the Aer Lingus website for up to date details on where you can use your Lounge Passes.


Collect Avios to put towards your next flight

Every time you use your Aer Credit Card you’re getting closer to your next holiday. Collect 1 Avios for every €1 you spend with Aer Lingus and 1 Avios for every €4 you spend on all other transactions3 you spend on your Aer Credit Card. Avios can be used to save money on flights.


When it comes to redeeming those Aer Credit Card Travel Rewards that need to be pre booked e.g. fares, fast track etc. and spending your Avios, you’ll need to be a member of AerClub, the loyalty programme of Aer Lingus AND your Aer Credit Card will need to be linked to your AerClub profile. Don’t worry, it’s easy to do and we’ll guide you through it.

All our features and benefits

You’ll still get all of our standard credit card features including mobile payments, no transaction fees when you make purchases in Euro4, 56 days interest free on your purchases5, low cost Instalment Plan, and new credit card holders can choose between 0% interest on purchases for first 6 months or 0% interest on balance transfers for the first 7 months6.

With the instalment plan feature you can spread the cost of purchases of €250 or more onto a low interest rate and pay it off in 6, 12 or 24 equal monthly instalments. Click here for more information.

You can also make quick, easy and contactless payments using your phone/ devices. Click here to find out more about Apple Pay and click here for Google Pay.

Card Features | Compare Cards | Rates | Fees | Terms and Conditions

Aer Credit Card is brought to you by Bank of Ireland in partnership with Aer Lingus. Over 18s only. Lending criteria, terms and conditions apply. Subject to a monthly fee of €6.50. Bank of Ireland is regulated by the Central Bank of Ireland.
*Cost of purchasing Fast Passes (€7.99 per pass x 2), Lounge Pass (€30 per pass x 2 ) and Travel Insurance (€385.34 per policy) equates to €461.32 (€38pm). Free Fares and Avios are not included in price comparison. Fast Pass Source: Find Out More Lounge Pass Source: Find Out More Worldwide Multi Trip Travel Insurance: €385.34 is based on a family (2 adults aged 18-80 and 2 accompanying children under 18 years or under 23 years if in full time education) taking out a Bank of Ireland Annual Multi Trip policy including winter sports. This information was obtained in April 2023. Bank of Ireland takes no responsibility for the accuracy of information from third party websites.
1 Free return fares are for a European Aer Lingus ticketed and operated flights to / from Dublin, Cork, Shannon or Belfast subject to availability. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare. For more information on restricted periods see the Aer Credit Card Travel Rewards Terms and Conditions.
2 Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.
3 You do not earn Avios on excluded transactions. Avios are issued and redeemed in accordance with Avios Terms and Conditions. Please see for more details.
4 Cross border handling fees apply to non-Euro transactions.
5 Interest is charged on cash advances and outstanding balances.
6 At the end of the introductory period, the annual interest rates will revert to the standard interest rate applicable to your card at that time. Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.