Aer Credit Card
Aer Credit Card

5,000 Welcome bonus Avios with a new Aer Credit Card*
Love travel? You can with Aer Credit Card and now’s the time to apply! For a limited time only, new card holders will receive 5,000 Welcome bonus Avios.
Simply open a new Aer Credit Card account before 16 February and spend €1,000 by the 16 May 2023* to get this amazing bonus.

Fly with Aer Credit Card, brought to you in partnership with Aer Lingus.
The only credit card in Ireland that gives you travel rewards as you spend, worth over €267** for just €7.99 per month.

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Love travel? Here’s all the travel rewards you can enjoy with your Aer Credit Card

Two Return Flights to Europe every year1

Enjoy Two Return Flights every year to any of Aer Lingus’ European routes; the fare is free, you just pay the taxes, fees and charges. These flights are available to you once you spend €5,000 or more (except for excluded transactions) within a Reward Year. You can even gift your return flights to a family member or a friend. Restricted periods apply.


Worldwide Travel Insurance2

Multi-trip Travel Insurance including winter sports covers you and your family for all your travel, regardless of the number of trips you make every year. Peace of mind, wherever you go. The value of this to you is €194.92 per policy*.


Two Fast Track and Priority Boarding Passes

Glide through security in a flash with two Fast Track and Priority Boarding Passes every year when flying with Aer Lingus. You can avail of Fast Track when travelling from Dublin, Shannon and Belfast airports. You have Priority Boarding in airports in Dublin, Cork, Shannon and Belfast. The value of this to you is €5.95 per pass*.


Two Airport Lounge Passes

Escape the hustle and bustle of the airport when flying with Aer Lingus by using your Lounge Pass, which are available to you at Aer Lingus lounges in Dublin, Cork, Shannon and Belfast. And you are entitled to two Lounge Passes every year! The value of this to you is €30.00 per pass*.


Collect Avios to put towards your next flight

Every time you use your Aer Credit Card you’re getting closer to your next holiday. Collect 1 Avios for every €1 you spend with Aer Lingus and 1 Avios for every €4 you spend on all other transactions3 you spend on your Aer Credit Card. Avios can be used to save money on flights.


When it comes to redeeming those Aer Credit Card Travel Rewards that need to be pre booked e.g. fares, fast track etc. and spending your Avios, you’ll need to be a member of AerClub, the loyalty programme of Aer Lingus AND your Aer Credit Card will need to be linked to your AerClub profile. Don’t worry, it’s easy to do and we’ll guide you through it.

All our features and benefits

You’ll still get all of our standard credit card features including mobile payments, no transaction fees when you make purchases in Euro4, 56 days interest free on your purchases5, low cost Instalment Plan, and new credit card holders can choose between 0% interest on purchases for first 6 months or 0% interest on balance transfers for the first 7 months6.

With the instalment plan feature you can spread the cost of purchases of €250 or more onto a low interest rate and pay it off in 6, 12 or 24 equal monthly instalments. Click here for more information.

You can also make quick, easy and contactless payments using your phone/ devices. Click here to find out more about Apple Pay and click here for Google Pay.

Card Features | Compare Cards | Rates | Fees | Terms and Conditions

(1) Free return fares are for a European Aer Lingus ticketed and operated flights to / from Dublin, Cork, Shannon or Belfast subject to availability. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare. For more information on restricted periods see the Aer Credit Card Travel Rewards Terms and Conditions.
(2) Acceptance criteria, terms and conditions apply. Bank of Ireland Travel Insurance is underwritten by AIG Europe S.A.
(3) You do not earn Avios on excluded transactions. Avios are issued and redeemed in accordance with Avios Terms and Conditions. Please see for more details.
(4) Cross border handling fees apply to non-Euro transactions.
(5) Interest is charged on cash advances and outstanding balances.
(6) At the end of the introductory period, the annual interest rates will revert to the standard interest rate applicable to your card at that time. Representative example of Aer Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 26.6% variable including annual Government Stamp Duty of €30 and an Annual charge of €95.88 (this is made up of 12 monthly charges of €7.99). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,387.90 which includes initial purchase of €3,000 and a total cost of credit of €387.90.
Aer Credit Card is brought to you by Bank of Ireland in partnership with Aer Lingus. Over 18s only. Lending criteria, terms and conditions apply. Subject to a monthly fee of €7.99. Bank of Ireland is regulated by the Central Bank of Ireland.
*Customers must open a new Aer Credit Card between 16 January – 16 February 2023 to be eligible to receive the welcome bonus. Eligible customers will need to spend the required €1,000 by 16 May 2023 to qualify for the 5,000 Avios bonus. Bonus Avios will be awarded by 17 July 2023.
**Cost of purchasing Fast Passes (€5.95 per pass x 2), Lounge Pass (€30 per pass x 2 ) and Travel Insurance (€194.92 per policy) equates to €266.82 (€22pm). Free Fares and Avios are not included in price comparison. Fast Pass Source: Find Out More Lounge Pass Source: Find Out More Worldwide Multi Trip Travel Insurance: €194.92 is based on a family (2 adults aged 18-49 and up to 6 children aged 17 years or younger) taking out a Silver level cover Bank of Ireland Annual Multi Trip policy including winter sports. This information was obtained in November 2019. Bank of Ireland takes no responsibility for the accuracy of information from third party websites.