Home Insurance

Our Price Promise. We'll save you at least €50 on your renewal1. Talk to our team or get an online quote now.

COVID-19 IMPORTANT INFORMATION - please click here for our customer statement.

Get a Quote Login Call 01 488 4062

Why choose Bank of Ireland Insurance?

Cover that gives you piece of mind, knowing your Home is protected.

Our Price Promise offer will save you at least €50 on your renewal.

Find out more about our Price Promise offer here

  • Bank of Ireland Insurance Services offers one of the most comprehensive insurance policies in the market
  • Any easy claims process with 98.1% of claims covered1
  • 90.2% of customers that insure with us stay with us2
  • Accidental Damage on Buildings as standard
  • 24 hour Emergency helpline: if you need emergency repair (eg pipes, locks, windows, roofs)
  • Alternative accommodation if your home is uninhabitable following an insured cause (eg flood, storm, fire)
  • Pay your Direct Debit monthly at no additional cost or pay by Credit / Debit Card

Additional cover available:

  • Home office cover – business equipment up to €4000
  • Accidental damage to contents
  • Personal possession cover (loss or damage to your jewellery, sports equipment, bikes, phones / laptops)

Our digital insurance Wallet can be downloaded onto your mobile phone, tablet or PC and
allows you to:

  • Apply for home insurance in minutes from your device
  • Access key insurance documents from the Wallet 24/7
  • Access key contact numbers from the Wallet when you need them

Find out more about contents only insurance, landlord insurance or tenant insurance.

Get a Quote Login
  • WARNING: IMPORTANT INFORMATION ABOUT COVID-19

    WARNING: IMPORTANT INFORMATION ABOUT COVID-19

    Contact Information:

    New Customers: in order to get a quote you will find us at www.insuranceboi.com, alternatively call us on 01 488 4062.

    To access the Bank of Ireland Insurance Wallet please use one of the following web browsers Google Chrome, Microsoft Edge, Firefox or Opera

    Existing Customers: if you have a query, want to make a change or renew your policy you can email us at boiservice@ie.rsagroup.com or call us on 01 290 1958.

    Our phone lines are open from 9am-5pm, Monday to Friday.

    In order to make a Claim call us on 01 290 1958 (option 5 followed by option 1) or contact our 24 Hour Emergency Helpline on 1800 213 111.

    You can also contact us on 1800 806 809 for Motor Breakdown Assistance.

    Question: Home Insurance Cover, as some policyholders are working from home at the moment what are you covered for?

    Answer: Please note the following is covered by your existing policy “Any computers, laptops, printers, scanners, word processing equipment, desktop publishing units, multi user small business computers, facsimile machines, photocopiers, typewriters, computer aided design equipment, telecommunication equipment and office furniture owned by You or any member of Your Household” for up to a total of €4,000, this excludes business or Home Office Equipment owned by your employer as this should be covered under the Employers Insurance Policy.
    If you wish to increase the level of cover for office equipment or have business callers to your home during this period you may need to consider adding additional cover for a Home Office to your policy, please call us on 01 290 1958 to discuss further.

  • Key features and restrictions
    • Buildings insurance doesn’t just cover the structure of your home, but also provides protection for your permanent fixtures as well – from bathroom units to the kitchen sink
    • Contents insurance covers all household goods kept within the home, such as your clothes, books and furniture
    • The Contents Sum Insured is automatically increased by 10% at no extra cost during the months of December and January for Christmas Gifts and for one month either side of a wedding in your Household.
    • A 24 hour emergency helpline is available to you
    • A quick, simple and hassle-free claims process
    • Accidental Damage: Your policy automatically includes Accidental Damage cover on buildings. You can also choose to include accidental damage on contents to protect you against accidents caused by mishaps such as a spillage on your carpet or an ornament being knocked off a shelf.
    • Unspecified All Risks: Provides cover for loss or damage to your personal possessions both inside and outside your home e.g. if you have your camera stolen on holidays
    • Policy Excess: The minimum standard excess is just €250, which means you will pay the first €250 of a claim. You can also choose to select a higher excess in return for a premium reduction on standard rates.
    • You can pay annually or monthly by Direct Debit with no interest or service charges or by Credit / Debit Card.

    You can choose to select cover alterations in any combination of the following:

    • Accidental Damage cover on contents
    • Unspecified All Risks cover – Provides cover for loss or damage to your personal possessions both inside and outside your home e.g. stolen camera
    • Increase your minimum standard Policy Excess from €250 to €500, €750 or €1,000, home insurance cover through Bank if Ireland Insurance Services aims to make you feel comfortable and secure in your house at all times. The team are experts in home insurance in Ireland, and can tailor a policy to suit you, contact us today.
 
Underwriting, terms and conditions3 apply. Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten exclusively by RSA Insurance Ireland DAC. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC is regulated by the Central Bank of Ireland.
1 Of policies sold through Bank of Ireland Insurance Services 98.1% of all home insurance claims received in 2020 were paid.
2 Of policies sold through Bank of Ireland Insurance Services in 2020.
3 Acceptance criteria, terms and conditions apply. Based on insurance products with comparable benefits. Minimum premium of €210 (inclusive of 5% government levy) applies. This offer is for a limited period, is available to new policies and for the first year only. Please see here for full terms and conditions of the offer.