Home Insurance

Why choose Bank of Ireland Insurance?

Our Price Guarantee. It’s simple, we’ll save you at least €50 on your Home insurance renewal.

Our digital insurance platform allows you to do the following:

• Apply for home insurance in a few minutes from your device
• Select some or all of the optional features available and apply to take out insurance policies
• Upload supporting documents such as identification documents or proof of no claims bonus
• Access key insurance policy documents from the platform 24/7
• An easy claims process with over 98% of claims covered²
• Pay your Direct Debit monthly at no additional cost or by Credit / Debit Card
• Find out more about our Price Promise offer (PDF below)

Find out more about contents only insurance, landlord insurance or tenant insurance.

• WARNING: IMPORTANT INFORMATION ABOUT COVID-19

  WARNING: IMPORTANT INFORMATION ABOUT COVID-19

  Contact Information:

  New Customers: in order to get a quote you will find us at www.insuranceboi.com, alternatively call us on 1890 604 604.

  Existing Customers: if you have a query, want to make a change or renew your policy you can email us at boiservice@ie.rsagroup.com or call us on 1890 608 608.

  Our phone lines are open from 9am-5pm, Monday to Friday. Please note call wait times are a little longer than normal due to high demands on our service.

  In order to make a Claim call us on 1890 608 608 (option 5 followed by option 1) or contact our 24 Hour Emergency Helpline on 1850 213 111.

  You can also contact us on 1800 806 809 for Motor Breakdown Assistance.

  Question: Home Insurance Cover, as some policyholders are working from home at the moment what are you covered for?

  Answer: Please note the following is covered by your existing policy “Any computers, laptops, printers, scanners, word processing equipment, desktop publishing units, multi user small business computers, facsimile machines, photocopiers, typewriters, computer aided design equipment, telecommunication equipment and office furniture owned by You or any member of Your Household” for up to a total of €4,000, this excludes business or Home Office Equipment owned by your employer as this should be covered under the Employers Insurance Policy.
  If you wish to increase the level of cover for office equipment or have business callers to your home during this period you may need to consider adding additional cover for a Home Office to your policy, please call us on 1890 608 608 to discuss further.

• Key features and restrictions
  • Buildings insurance doesn’t just cover the structure of your home, but also provides protection for your permanent fixtures as well – from bathroom units to the kitchen sink
  • Contents insurance covers all household goods kept within the home, such as your clothes, books and furniture
  • The Contents Sum Insured is automatically increased by 10% at no extra cost during the months of December and January for Christmas Gifts and for one month either side of a wedding in your Household.
  • A 24 hour emergency helpline is available to you
  • A quick, simple and hassle-free claims process
  • Accidental Damage: Your policy automatically includes Accidental Damage cover on buildings. You can also choose to include accidental damage on contents to protect you against accidents caused by mishaps such as a spillage on your carpet or an ornament being knocked off a shelf.
  • Unspecified All Risks: Provides cover for loss or damage to your personal possessions both inside and outside your home e.g. if you have your camera stolen on holidays
  • Policy Excess: The minimum standard excess is just €250, which means you will pay the first €250 of a claim. You can also choose to select a higher excess in return for a premium reduction on standard rates.
  • You can pay annually or monthly by Direct Debit with no interest or service charges or by Credit / Debit Card.

  You can choose to select cover alterations in any combination of the following:

  • Accidental Damage cover on contents
  • Unspecified All Risks cover – Provides cover for loss or damage to your personal possessions both inside and outside your home e.g. stolen camera
  • Increase your minimum standard Policy Excess from €250 to €500, €750 or €1,000, home insurance cover through Bank if Ireland Insurance Services aims to make you feel comfortable and secure in your house at all times. The team are experts in home insurance in Ireland, and can tailor a policy to suit you, contact us today.