Home Insurance

We will beat your renewal quote by €501. Talk to our team or get an online quote now.

Why choose Bank of Ireland Insurance?

Our Price Guarantee. It’s simple, we’ll save you at least €50 on your Home insurance renewal.

Our digital insurance platform allows you to do the following:

  • Apply for home insurance in a few minutes from your device
  • Select some or all of the optional features available and apply to take out insurance policies
  • Upload supporting documents such as identification documents or proof of no claims bonus
  • Access key insurance policy documents from the platform 24/7
  • An easy claims process with over 98% of claims covered2
  • Pay your Direct Debit monthly at no additional cost or by Credit / Debit Card
  • Find out more about the Guarantee to Beat offer (PDF below)

Find out more about contents only insurance, landlord insurance or tenant insurance.

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  • Key features and restrictions
    • Buildings insurance doesn’t just cover the structure of your home, but also provides protection for your permanent fixtures as well – from bathroom units to the kitchen sink
    • Contents insurance covers all household goods kept within the home, such as your clothes, books and furniture
    • The Contents Sum Insured is automatically increased by 10% at no extra cost during the months of December and January for Christmas Gifts and for one month either side of a wedding in your Household.
    • A 24 hour emergency helpline is available to you
    • A quick, simple and hassle-free claims process
    • Accidental Damage: Your policy automatically includes Accidental Damage cover on buildings. You can also choose to include accidental damage on contents to protect you against accidents caused by mishaps such as a spillage on your carpet or an ornament being knocked off a shelf.
    • Unspecified All Risks: Provides cover for loss or damage to your personal possessions both inside and outside your home e.g. if you have your camera stolen on holidays
    • Policy Excess: The minimum standard excess is just €250, which means you will pay the first €250 of a claim. You can also choose to select a higher excess in return for a premium reduction on standard rates.
    • You can pay annually or monthly by Direct Debit with no interest or service charges or by Credit / Debit Card.

    You can choose to select cover alterations in any combination of the following:

    • Accidental Damage cover on contents
    • Unspecified All Risks cover – Provides cover for loss or damage to your personal possessions both inside and outside your home e.g. stolen camera
    • Increase your minimum standard Policy Excess from €250 to €500, €750 or €1,000, home insurance cover through Bank if Ireland Insurance Services aims to make you feel comfortable and secure in your house at all times. The team are experts in home insurance in Ireland, and can tailor a policy to suit you, contact us today.
 
Underwriting, terms and conditions apply. Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten exclusively by RSA Insurance Ireland DAC. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC is regulated by the Central Bank of Ireland.
1 Acceptance criteria, terms and conditions apply. Based on insurance products with comparable benefits. Minimum premium of €210 (inclusive of 5% government levy) applies. This offer is for a limited period, is available to new policies and for the first year only. Please see here for full terms and conditions of the offer.
2 on claims in relation to policies arranged by Bank of Ireland Insurance Services from 1st of May 2018 to the 31st of April 2019.