How much is Government Duty on a Visa Debit/ATM Card?
Government Stamp Duty (GSD) on Visa Debit and ATM cards is charged retrospectively in January each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Visa Debit (combined) card where only the ATM function is used, or €5 per Visa Debit (combined) card where both ATM and "Point of Sale" functions are used.
Account Type Card Type Functionality Used Charge Statement Narrative Current Visa Debit POS and ATM €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum GOVT DUTY ATM/POS Current Visa Debit POS only €0 N/A Current Visa Debit ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM Current/Deposit ATM ATM only €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum GOVT DUTY ATM
- How long will it take for me to receive my new or replacement Visa Debit card?
- Where can I activate my Visa Debit Card?
What is Verified by Visa?
Verified by Visa is a fraud prevention system that protects you from unauthorised online use of your Visa Debit card.
Verified by Visa works like Chip and PIN. When you register, you create a ‘Verified by Visa’ password that you keep secret, like your PIN. When you purchase goods or services online, you will be asked for your Verified by Visa password to authorise the transaction and confirm that the card is yours.
What is the Cross Border Handling Fee that I will be charged if I use my Debit Card abroad?
In Euro within EU and EEA All other transactions (cross-border handling charges) Visa Debit (ATM) Current account transaction fee applies 3.5% of transaction value. Minimum €3.17, Maximum €11.43 per transaction Visa Debit (Point of Sale) Current account transaction fee applies 2% of transaction value. Maximum €11.43 per transaction Visa Debit Contactless (Point of Sale) Current account transaction fee applies 2% of transaction value. Maximum €11.43 per transaction
A cross-border handling fee can apply if you use your Visa Debit Card outside of the Eurozone, this will include the UK and Northern Ireland. The fee varies depending on how the card is used. There is no fee for using your Visa Debit Card in a Bank of Ireland or Post Office ATM in Northern Ireland or the UK.
You will be charged a cross-border handling fee if you use any other ATMs (3.5% of transaction value, minimum of €3.17/maximum €11.43 per transaction). All point of sale purchases incur a fee of 2% of transaction value, and are limited to a maximum fee of €11.43 per transaction
- What is the difference between a Debit card and a regular ATM card?
- What are the benefits of Visa Debit?
- Where can I use Visa Debit?
- What is a Point of Sale (POS) transaction?
- What is a Debit card?
- What is Cashback?
- How does Visa Debit offer me more protection?
- What happens if the retailer does not use Chip and PIN abroad?