A SEPA transfer is a payment to a person or organisation (known as payees) whose bank is in the SEPA zone - that includes Ireland. The 36 member states that make up the SEPA zone are:
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.
Transfers to these types of payees can only be made in Euro.
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