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Why Bank of Ireland?

Great reasons to choose Bank of Ireland for your mortgage.

1. Cashback PLUS for Bank of Ireland customers

We’ll give you 2% Cashback when you drawdown your new mortgage with us. If you’re a Bank of Ireland current account customer buying a home (First Time Buyer or Mover) or switching your mortgage to us, you can also qualify for Cashback PLUS - we’ll give you an extra 1% of your mortgage back as cash after 5 years.

Extra 1% cashback subject to meeting the conditions of the mortgage. Available to Bank of Ireland current account customers who drawdown a new mortgage between 5th September 2016 and 31st December 2021. Terms and conditions apply.

Cashback is not available with the High Value Mortgage fixed interest rate.

2. €2,000 Bonus on your savings with MortgageSaver (interest is subject to DIRT)

At Bank of Ireland we understand the challenges facing First Time Buyers in saving to buy a home. We want to help, with a top-up of €2,000 (less DIRT) on your savings when you draw down your Bank of Ireland mortgage. More Information

3. Competitive rates & fixed terms

We have a range of competitive fixed and variable interest options that include fixed rates from 1 year to 10 years. We will be happy to talk you through them. More Information

4. Easy access to mortgage expertise

We have over 250 branches nationwide where you can talk to qualified experts, and a team of Mobile Mortgage Managers who are available to meet you when and where it suits you best – at home or at work, even at the weekend.

5. Easy-to-start mortgage application

You can start your Mortgage Application online in minutes or we can go through your application from end to end with you over the phone. Call us on 1890 365 850 - available 8am - 8pm weekdays (excluding bank holidays) and 10am - 2pm on Saturdays.

6. Mortgage Flexi-Options

Have a look at how you can flex your mortgage to suit your lifestyle with our Flexi-options.

Popular FAQ’s

Got a question? Our FAQs may help. Go to our Support Centre to see a full list of frequently asked questions

Information and Legal notices

Bank of Ireland Mortgage Bank trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.