Explore your Premier Benefits
Bank of Ireland Premier is a personalised banking service that supports you with a Premier Relationship advisory team and a dedicated priority phone service to help with your banking needs and financial decisions, along with a range of additional banking benefits.
Explore the world of Premier and the range of benefits below.
Lifestyle Benefits
Enjoy Kildare Village Benefits with your Black Visa Debit Card
Present your Premier Black Visa Debit Card at Kildare Village to enjoy access to the Village’s private retreat, The Apartment. You’ll enjoy complimentary refreshments, Hands-free Shopping and a 10% saving on the Kildare Village price in participating boutiques with a VIP Pass2.
What’s more, if you become a Kildare Village member via the link below, you’ll receive additional Kildare Village Premier Visa Debit Card member benefits, including early access to exclusive sales, complimentary Personal Shopping and more.
Discover moreSupporting You
Everyday Banking Support
Wherever you are in the world, the Priority Banking team are here to help with your everyday banking queries or emergency support, Monday – Friday, 9am – 5pm.
Call us on 0818 365 121(or +353 1 404 4022 outside the Republic of Ireland) or tap the chat icon when it’s available.
Contact Us
Personal Support from Financial Specialists
Book an appointment with our Premier relationship team of accredited specialists who can provide support on mortgages, personal lending, protection, investments, pensions and more. Whatever your goal, they will guide you to make the best financial decision.
Request Callback
Financial Planning For Your Future
We can help you to plan for the future. Our Life Planning service helps you create your own unique financial plan for what matters most to you and your family. Available at no extra charge, it helps make what you want from life clearer and more achievable.
Book AppointmentTailor made for You
Black Visa Debit Card
Offers access to emergency cash3 if your card is lost or stolen while abroad and exclusive access to the executive lounge in Dublin, Shannon and Cork Airports4.
Call us on 0818 365 121
Contact Us
Personal Loans
Competitive pricing with 8.3% APR5 for loans of €2,000 – €19,999 and 7.1% APR for loans of €20,000 to €75,000.
Apply Online
Home Insurance
6An additional 10% off our standard Home Insurance rates. Applies to New policies and for the first year only. Minimum premiums may apply (inclusive of 5% Government Levy).
Discount Code: PREMIER
Learn about Home InsuranceCredit Cards
Choose a Bank of Ireland credit card today and avail of the great features and benefits below. You can apply in minutes and most approvals happen within 24 hours of a completed application.7
Learn about Credit Cards
Travel Insurance
Going away? Premier customers get a 10% discount8 on Annual Multi Trip policies when they apply online.
Discount Code: WE0001
Learn about Travel Insurance
FX
Access discounted foreign exchange rates on amounts over €20,000.
Call us on +353 1 5094350
Email: askthedealer@boi.comGuiding You
Savings and Investments
Whether you’re an experienced investor or unsure how to save or invest, our advisors are on hand to help you decide which option is best for you.
Learn About Investing
Youth Financial Literacy
We’ve helped over 470,000 kids learn key money skills through our school financial literacy programmes. Our free Talking Cents with Kids guide will help you teach your kids money basics at home.
Financial Wellbeing for your child
Bank of Ireland trading as Bank of Ireland Insurance & Investments and as Insurance & Investments is regulated by the Central Bank of Ireland. Bank of Ireland is a tied agent of New Ireland Assurance Company plc., trading as Bank of Ireland Life, for life assurance and pensions business.
Visits to the Apartment are restricted to Premier cardholders only. Access to the Apartment and conditions of use are controlled by Kildare Village and not Bank of Ireland – customers must adhere to these conditions at all times. Conditions of use and opening hours are available upon request at The Apartment. For full VIP Pass terms and conditions, click here.
Emergency Cash amount available is subject to repayment capability. Terms & conditions apply.
The Black Visa Debit Card is available to Premier customers. Your current account is subject to the standard Personal Current Account fees. Black Visa Debit card holders are entitled to complimentary lounge access in Dublin, Cork and Shannon airports, for up to two visits per annum. Visits are restricted to cardholders only. Access to Lounges and conditions of use are controlled by Dublin Airport Authority, Shannon Airport and Swissport Cork Airport and not Bank of Ireland – customers must adhere to these conditions at all times.
Representative example: The repayments on a personal loan of €20,000 over a 60-month period are €394.71 per month at 6.9% variable (Annual Percentage Rate (APR) 7.1%). Cost of credit is €3,682.60. Total repayment is €23,682.60. Variable rates are correct as of 5 February 2025 and are subject to change. Lending criteria, terms and conditions apply. Over 18s only.
Online application takes just 15 minutes for existing current account holders registered for 365 online.
Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten by RSA Insurance Ireland DAC & FBD Insurance Ireland. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. RSA Insurance DAC is regulated by the Central Bank of Ireland. FBD Insurance PLC is regulated by the Central Bank of Ireland. Underwriting, terms and conditions apply. A full list of terms, conditions and exclusions are contained in your policy booklet.
24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.
*10% discount on Annual Multi Trip Policies. Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.
The Premier Property Service is currently limited to Premier customers seeking to purchase properties in the Dublin area with Principal Dwelling mortgage approval of €500,000 or more with Bank of Ireland. If you are not currently a Bank of Ireland Premier customer but have an individual gross annual income of €100,000 (or a joint income of at least €140,000) you may still avail of our Premier Property Service but will not be eligible for the full range of BOI Premier benefits until you meet the Premier Banking criteria outlined above.