How to apply
- The Smart Start Account is available to new and existing Bank of Ireland customers, who are a parent/guardian of a child aged 7-15 and resident in the Republic of Ireland. The child must be living with the parent/guardian on a full time or part time basis.
- If you’re an existing customer with a 365 online user ID – Tap the ‘Apply now’ button. Make sure you have your 365 online user ID and registered mobile device to hand. You will also need to upload ID for your child, this can be their birth certificate, passport or proof of guardianship. If all is in order, you’ll receive a text with the new BIC and IBAN within three working days and your child will have a card within seven working days. If you select the option to open a Smart Start Money Pot during this application, it will also be opened for you.
- If you’re a new customer (or existing customer without a 365 online profile) – Tap the ‘Apply now’ button and then follow the on-screen instructions. As a parent/guardian you will need to have photo identification (ID) and proof of address ready. You will also need to upload ID for your child, this can be their birth certificate, passport or proof of guardianship. We will also take a photo of you in the application form so make sure you’re camera ready. Go to boi.com/IDTypes for a list of acceptable ID types.
- If you need extra help or support with your application – you can apply for the Smart Start account and/or Smart Start Money Pot in any Bank of Ireland branch.