From Tap to Take-off

Fly with Aer Credit Card
The only Irish credit card that gives you travel rewards as you spend.

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Travel Rewards

Fly with Aer Credit Card, brought to you in partnership with Aer Lingus.

The only Irish credit card that gives you travel rewards as you spend, worth over €408* for just €6.50 per month. Enjoy all of these great travel rewards every year:

No hustle or bustle
Glide through security in a flash with 2 fast track and priority boarding passes1
Relax pre-flight
Take a load off pre-flight and slip into holiday mode sooner with 2 lounge passes2
Explore Europe
Jet away with 2 return flights to Europe. You pay taxes, fees and charges3
Stay protected
Travel happy with worldwide family multi-trip travel insurance, including winter sports4
Boost your Avios
Use your Aer Credit Card to pay and collect extra Avios5

As well as the great Travel Rewards with Aer Credit card you also benefit from all of the standard credit card features.

When it comes to redeeming those Aer Credit Card Travel Rewards that need to be pre booked e.g. fares, fast track etc. and spending your Avios, you’ll need to be a member of AerClub, the loyalty programme of Aer Lingus AND your Aer Credit Card will need to be linked to your AerClub profile. Don’t worry, it’s easy to do and we’ll guide you through it.

Lending criteria terms and conditions apply to all credit cards. Over 18s only.

Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.

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Flying Value

For €6.50 a month you get:

Reward
Worth
Fast Pass & Priority Boarding
€7.99 per pass x2

Source: Find out More
Lounge Pass
(€30 per pass x2)

Source: Find out More
Travel Insurance
€332.30 per policy p.a.

Worldwide Multi Trip Travel Insurance: is based on a family (2 adults aged 18-80 and 2 accompanying children under 18 years or under 23 years if in full time education) taking out a Bank of Ireland Annual Multi Trip policy including winter sports.
Value to you

€34 p.m./€408.28 p.a.


This increases in value when free fares and Avios are included. The value of these rewards depends on when and where you travel and how often you use your Aer Credit Card.
*Cost of purchasing Fast Passes (€7.99 per pass x 2), Lounge Pass (€30 per pass x 2 ) and Travel Insurance (€332.30 per policy) equates to €408.28 (€34pm). Free Fares and Avios are not included in price comparison. Fast Pass Source: Find Out More Lounge Pass Source: Find Out More Worldwide Multi Trip Travel Insurance: €332.30 is based on a family (2 adults aged 18-80 and 2 accompanying children under 18 years or under 23 years if in full time education) taking out a Bank of Ireland Annual Multi Trip policy including winter sports. This information was obtained in December 2024. Bank of Ireland takes no responsibility for the accuracy of information from third party websites.
1 On Aer Lingus operated flights out of Ireland at selected airports every Reward Year.
2 To access Aer Lingus airport lounges at selected Irish airports every Reward Year. Lounge access is only available when flying on an Aer Lingus operated flight.
3 The fare is free, you pay taxes, fees and charges. Available when you spend €5,000 or more within a Reward Year on the Aer Credit Card, except for Excluded Transactions. Free return fares are for any European Aer Lingus ticketed and operated flights to / from Dublin, Cork, Shannon or Belfast. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare. For more information on restricted periods and excluded Transactions see the Aer Credit Card Travel Rewards Terms and Conditions.
4 Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.
5 Avios are issued and redeemed in accordance with Avios Terms and Conditions. Please see www.avios.com for more details. Collect an extra 1 Avios for every €1 spent with Aer Lingus and an extra 1 Avios for every €4 spent on all other transactions ON TOP of the Avios you get with all existing AerClub partners. You do not earn Avios on excluded transactions.

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