Ulsterbank - Bank of Ireland

Ready for the Big Move from Ulster Bank?

We’re here to help make your move easier. Open a new current account in minutes right here, and get the Bank of Ireland benefits working for you.

Unlimited current account transactions, with no hidden charges, for a flat €6 per month.
Full service banking online, through our mobile app, phone and network of branches.
Secure payments on the go with Google Pay or Apple Pay.
New card features for the BoI app -like view your card PIN, freeze or unfreeze any card instantly, order a replacement and more.
Money-saving offers on home and car insurance, and great mortgage rates for new customers like our lowest ever Green Rate.
Your financial wellbeing is our priority, free financial wellbeing health check available for all customers.
Fast track access to our specialist wealth advisors who can help you plan for your longer term financial wellbeing in as little as 60 minutes.

Switch your Personal Current Account in 3 steps

Open a new personal current account
Start the switch
Bring balance to zero and close your old account

Step 1. Open a Personal Current Account

Easy access to your account balance, transaction history and statements through 365-online²
Applying online takes as little as six minutes.
Flat €6 a month maintenance fee, with no hidden charges, for example, on contactless or online transactions. Find out more
Pay securely online and in-store with Apple Pay / Google Pay
Easy, contactless payments with a debit card.
Range of card control features – such as replacement card ordering and freeze/unfreeze. Find out more.
Manage your money with an agreed Overdraft¹ amount
Bank whenever, wherever with Online, Mobile, and Telephone banking
Easy access to your account balance, transaction history and statements through 365-online²
Massive network of locations nationwide (branches and An Post offices) where you can complete everyday banking transactions.

1Lending criteria, terms and conditions apply. Over 18s only

2Terms and conditions apply to 365 Online

Step 2. Start the switch

Activate 365-online
Once your account is open, we’ll send you a text with instructions on how to activate your 365-online profile and download the Bank of Ireland App.

Transfer some money into your new account by Electronic Funds Transfer (EFT)
Remember to leave enough money in your old account to cover any bills or payments that are due.

Give your new bank details to anyone who pays you
Tell your employer you’ve changed bank accounts, and instruct anyone else who pays you regularly to make future payments to your new account. These may include child benefit payments or share dividends.

List all the regular payments you make
Download your recent statements from your old bank and make a list of all regular payments from your account, for example, utility bills, rent or mortgage repayments.

Set up standing orders and payees
Add standing orders and payees to your account quickly and easily using the Bank of Ireland mobile app.

Change any outgoing payments made by Direct Debit or debit card
Contact your service providers to update your details with your new debit card and/or account details for regular payments made by debit card or Direct Debit, like electricity, phone, gas, gym membership, entertainment subscriptions and music streaming services.

Step 3. Bring balance to zero and close your old account.

Once you’re satisfied that all incoming and outgoing payments are in order, you can then transfer the balance from your old account and close it, if you wish. Welcome to Bank of Ireland and easy everyday banking.

Alternatively, use the switching service

Customers can switch to Bank of Ireland using the formal bank-to-bank switching process. Once you have opened your new Bank of Ireland Current Account, you can complete our digital switching form here. You will find all the information you need on switching in our downloadable Switching Guide below. We have also included a paper version of the form in our guide if you would prefer to complete it and drop it into your nearest Bank of Ireland branch to be processed.

It is recommended that you choose a switching date for a day when there is the least activity on your account, typically 10-20 days after payday.

Please not that some Direct Debit Originators do not accept Direct Debit updates from third parties, In this instance, your old bank is considered a third party. Double check with your service provider that your Direct Debit details have been correctly updated to avoid any missed payments.

Recurring Debit Card payments will not automatically switch over. You’ll need to give your new card details the providers you pay in this way.

You can find everything you need in the guide below.

Switching Guide

Frequently Asked Questions

Stay safe and secure

It’s important to keep an eye out for fraud and scams, especially during times of change. Our security zone will help you spot anything suspicious.

Changing your Business Bank

For more information on how to move to Bank of Ireland.

Underwriting, terms and conditions apply. Car and Home Insurance are arranged by Bank of Ireland Insurance Services and underwritten exclusively by RSA Insurance Ireland DAC. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC trading as RSA is regulated by the Central Bank of Ireland.

Lending criteria, terms and conditions apply. Over 18s only. Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.

Warning: If you do not keep up your repayments you may lose your home.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.