Some tips for when travelling abroad to help make your trip go smoothly;
- Pay in the local currency
When buying something abroad you may be asked if you want to pay in Euro or the local currency. We would recommend you should always pay in the local currency as higher charges typically are applied by retailers if you opt to convert your transaction to Euro.
- Pay with credit rather than debit
When making purchases at a point of sale, it is generally cheaper to use your credit card. Use your debit card when withdrawing cash at an ATM.
- Be aware of ATM withdrawal limits abroad, see below to find out more
- Bring the lost and stolen cards phone number with you
We have a 24-hour service to cancel your lost or stolen credit/debit card and issue replacement card(s).
To report your Bank of Ireland card(s) lost/stolen please telephone the appropriate number listed below: 24 hr Emergency Lost/Stolen Helpline: +353 56 7757007 from abroad or 1890 706 706 for within ROI.
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ATM withdrawal limits abroad
ATM Type |
Daily limit |
Chipped ATM – most of Western Europe (generally located at bank branches) |
€500 / £500 |
Non-Chipped ATM (usually smaller retail ATMs found in shopping centres, hotels etc.) |
€250 / £250 |
List of specific countries with different Non-Chipped ATM Limit
Barbados €100 / £100 |
Malaysia €100 / £100 |
Bolivia €100 / £100 |
Nepal €100 / £100 |
Bulgaria €100 / £100 |
Pakistan €100 / £100 |
Cambodia €100 / £100 |
Peru €100 / £100 |
China €100 / £100 |
Philippines €100 / £100 |
Colombia €100 / £100 |
Romania €100 / £100 |
Dominican Republic €100 / £100 |
Russia €100 / £100 |
Dutch Antilles €100 / £100 |
South Korea €100 / £100 |
Greece €60 / £60 |
Taiwan €100 / £100 |
India €100 / £100 |
Thailand €150 / £150 |
Indonesia €100 / £100 |
Trinidad and Tobago €100 / £100 |
Jamaica €150 / £150 |
Ukraine €100 / £100 |
Laos €100 / £100 |
USA €250/ £250 ($250) |
Latvia €100 / £100 |
Vietnam €100 / £100 |
Lithuania €100 / £100 |
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- The above limits are daily withdrawal limits
- Daily limits are lower at non chipped ATMs
- Some Foreign Banks have their own ATM withdrawal limits which may be lower than those listed above
- If your initial ATM withdrawal request is refused, please try again using a lower amount