From Tap to Take-off

Fly with Aer Credit Card
The only Irish credit card that gives you travel rewards as you spend.

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Travel Rewards

Fly with Aer Credit Card, brought to you in partnership with Aer Lingus.

The only Irish credit card that gives you travel rewards as you spend, worth over €4001 for just €6.50 per month.

Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.

Enjoy all of these great travel rewards every year:

Fast Pass & Priority Boarding
Glide through security in a flash on Aer Lingus operated flights at selected Irish airports with 2 fast track and priority boarding passes
Lounge Pass
Take a load off pre-flight and slip into holiday mode sooner with 2 Aer Lingus lounge passes at selected Irish airports every Reward Year. Lounge access is only available when flying on an Aer Lingus operated flight.
European Flights
Jet away with 2 return flights to Europe. You pay taxes, fees and charges2
Travel Insurance
Travel happy with worldwide family multi-trip travel insurance, including winter sports3
Boost your Avios
Use your Aer Credit Card to pay and collect extra Avios4. See table below for more information
Avios collected per €100 spent:
For using Aer Credit Card plus For being an Aer Club Member
Aer Lingus Flights (excluding taxes & extras) 100 300
All Other Purchases 25 Varies per retailer – visit Aer Club for details

As well as the great Travel Rewards with Aer Credit card you also benefit from all of the standard credit card features.

When it comes to redeeming those Aer Credit Card Travel Rewards that need to be pre booked e.g. fares, fast track etc. and spending your Avios, you’ll need to be a member of AerClub, the loyalty programme of Aer Lingus AND your Aer Credit Card will need to be linked to your AerClub profile. Don’t worry, it’s easy to do and we’ll guide you through it.

Lending criteria terms and conditions apply to all credit cards. Over 18s only.

Apply online for Aer Credit Card
Warning: If you do not meet the repayments on your credit card, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL-agreement in the future.
1 Rewards value is based on purchasing Aer Lingus Fast Passes x 2, Aer Lingus Lounge Passes x 2 and Worldwide Multi Trip Travel Insurance, via Bank of Ireland, for a family of 4 including winter sports cover. (2 adults aged 18-80 and 2 accompanying children under 18 years or under 23 years if in full time education). Free Fares and Avios are not included in price comparison. Pricing information validated by Bank of Ireland in Nov 2025.
2 The fare is free, you pay taxes, fees and charges. Available when you spend €5,000 or more within a Reward Year on the Aer Credit Card, except for Excluded Transactions. Free return fares are for any European Aer Lingus ticketed and operated flights to / from Dublin, Cork, Shannon or Belfast. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare. For more information on restricted periods and excluded Transactions see the Aer Credit Card Travel Rewards Terms and Conditions.
3 Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.
4 Avios are issued and redeemed in accordance with Avios Terms and Conditions. Please see www.avios.com for more details. Collect an extra 1 Avios for every €1 spent with Aer Lingus and an extra 1 Avios for every €4 spent on all other transactions ON TOP of the Avios you get with all existing AerClub partners. You do not earn Avios on excluded transactions.

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