From Tap to Take-off

Fly with Aer Credit Card
The only Irish credit card that gives you travel rewards as you spend.

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Card Features

With Aer Credit Card you can enjoy all the features of our standard credit card including:

Card Controls
Control your cards at your fingertips We’ve introduced new card features to 365 Online for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more.
Pay with your Smartphone/Devices
You can make contactless payments using your smartphone/devices with Apple Pay and Google Pay. You can pay easily by tapping your phone/device (e.g. Apple watch).
Enjoy introductory offer
New credit card customers can choose from 0% interest on purchases for first 6 months or 0% interest on balance transfers for the first 7 months1
56 days interest free credit
Pay your bill in full and on time every month and don’t pay any interest on what you buy2
No transaction fees
When you pay for things in Euro you don’t pay any transaction fees3
Emergency Cash Service
If you lose your card when abroad, we will cancel it for you. If you are abroad, we can provide you with an Emergency Cash Advance Facility in most countries (Subject to available credit, fees and charges may apply).
Instalment options
Spread the cost of larger purchases with our credit card instalment plan.
Free Additional Cardholders
You can add up to 3 extra cardholders to your credit card account. You only pay one Government stamp duty (tax) of €30 every year.
Quick Approval
If you are already a BOI customer, we can approve you in just one working day.4

Lending criteria terms and conditions apply to all credit cards.

Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.

1 At the end of the introductory period, the annual interest rates will revert to the standard interest rate applicable to your card at that time.
2 Interest is charged on cash advances and outstanding balances.
3 Cross border handling fees apply to non-Euro transactions.
4 24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer. 24 hour approval based on typical application volumes received. Approval may be longer during busy periods.

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