From Tap to Take-off

Fly with Aer Credit Card
The only Irish credit card that gives you travel rewards as you spend.

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Card Features

With Aer Credit Card you can enjoy all the features of our standard credit card including:

Card Controls
Control your cards at your fingertips We’ve introduced new features to Banking 365 for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more. See all our new card features here.
Mobile Payments
Mobile payments are now available: You can make quick, easy and contactless payments using your phone/ devices. Click here to find out more about Apple Pay and click here for Google Pay.
Enjoy introductory offer
New credit card holders can choose from 0% interest on purchases for first 6 months or 0% interest on balance transfers for the first 7 months1
56 days interest free credit
Pay your bill in full and on time every month and don’t pay any interest on what you buy2
No transaction fees
When you pay for things in Euro you don’t pay any transaction fees3
Instalment options
Spread the cost of larger purchases by taking advantage of our unique credit card instalment plan. Click here for more information.
Free Additional Cardholders
Add up to 3 additional cardholders and only pay government stamp duty once.
Quick Approval
24 hour approval for existing BOI customers4

Lending criteria terms and conditions apply to all credit cards.

Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an Annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50.

1 At the end of the introductory period, the annual interest rates will revert to the standard interest rate applicable to your card at that time.
2 Interest is charged on cash advances and outstanding balances.
3 Cross border handling fees apply to non-Euro transactions.
4 24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.

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