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Overpayment Calculator

At Bank of Ireland, we offer you the flexibility to overpay your mortgage

This means you could clear your mortgage quicker. Even a small amount can make a difference to your mortgage.

Please note that this calculator gives you indicative results only. This calculator assumes all variables remain constant for the duration of the loan. However, rates can change which means the actual impact of a mortgage overpayment cannot be guaranteed.

For fixed rates the maximum monthly overpayment is 10% of the monthly mortgage repayment, or €65, whichever is greater.

Any lump sum term reductions and interest savings noted are based on the lump sum payment been made and the repayment remaining at its current level.

New rate options not included in our calculators are our Green Mortgage fixed interest rate and our High Value Mortgage fixed interest rate – click for more information. (Terms and conditions apply. Cashback is not available with the High Value Mortgage fixed interest rate.)

Warning: You may have to pay charges if you pay off a fixed rate loan early.
Bank of Ireland is regulated by the Central Bank of Ireland. Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages and The Mortgage Store is regulated by the Central Bank of Ireland.