Student

Start taking more control of your life and your money. With your own bank account you can save up for something big or spend a little whenever you want - it’s up to you.

2nd Level Current Account

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Why do we offer students more? It’s simple. Because in ten years’ time, you’ll still be one of our customers. You can start taking more control of your life and your money. With your own bank account you can save up for something big or spend a little whenever you want– it’s up to you. Plus, you’ll be able to access your cash at any time day or night, while only spending what you have in your account.

Features

  • ATM card
  • Visa Debit Card
  • Text Top Up

Benefits

  • Online, Mobile and Phone banking
  • Largest ATM and Branch network
  • No transaction fees

Student loans

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Looking for a student loan? We have the student loan for you - whether you need to borrow money to pay for your everyday college expenses or want a more specific loan for your student contribution charge. Check out our range of student products here.

3rd level Current Account

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If you are a full time 3rd level student studying for an undergraduate or postgraduate qualification, you can apply for a 3rd level current account now. We’re on or near every campus across the country to offer help and advice to students and we also have a range of tailored products to suit your lifestyle.

Features

  • No transaction fees1
  • Visa Debit Card
  • Discounted Student Loans

Benefits

  • Online, Mobile and Phone banking
  • Largest ATM and Branch network

Student Credit Card

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The Bank of Ireland Student Credit Card is specifically designed to suit your budget, lifestyle and financial needs. It is easy to apply for and subject to approval, gives you an immediate credit limit of €500 in your first or second year of full time study and up to €1,000 if you’re in third year or above of full time study.

Features

  • Up to €1,000 credit limit
  • No annual account fee2
  • 0% interest on purchases3

Benefits

  • Get approved in 24 hours4
  • Free travel insurance
  • SuperValu Real Rewards
1

You will not be charged fees on the following day to day banking transactions for the duration of your studies:

  • Lodgements
  • Direct debits and standing orders
  • Debit card transactions and cash back (for Debit Card, ATM and Point of Sale transactions and cashback. There may be fees and charges for using your card (Visa Debit) abroad. For full details click here to see our brochure “Schedule of Fees and Charges for Personal Customers”; it is also available in branch.
  • Debit/credit transactions using 365 online or phone or mobile banking
  • Withdrawals at Bank of Ireland ATM’s or in branches
2

The Government stamp duty of €30 applies

3

0% interest on purchases for the first 6 months. After 6 months from the date of account opening standard interest will apply to purchases the details of which are outlined in the rates section.

4

24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.

Ways we can help