Bereavement

How do I pay the funeral director and funeral related expenses?

To pay funeral expenses from the account of a deceased person in Bank of Ireland, we will need some documents from you. The documents we need will depend on the type of payment you want us to make.

Releasing money to pay the funeral director

We need the following:

  • A certified copy of proof of death (for example, death certificate / coroner’s certificate / interim certificate of fact of death).
  • A filled-in Payment Authorisation Form for Funeral Director Expenses (Form BSU_01)

Releasing money to pay funeral related expenses

You can also pay expenses relating to the funeral like refreshments, flowers or memorial cards, from the account(s) of a deceased person. The amount of money we release to pay funeral related expenses when added to the amount of money released to pay to the funeral director can be up to a limit of €25,000. We will need the following documents:

  • A certified copy of proof of death (for example, death certificate / coroner’s certificate / interim certificate of fact of death)
  • A certified copy of the will (if there is a will)
  • A filled-in Form you use to release money from the account of a deceased person to pay for expenses related to their funeral (Form BSU_02). If there is no will, the next of kin will have to sign Form BSU_02
  • For each person who signs Form BSU_02 who is not a Bank of Ireland customer, they will need to provide; a certified copy of their proof of identity and their proof of address. We need this information so we can meet our legal duty under the law against money laundering and other crimes.
  • If you are an existing Bank of Ireland customer, you will need to tell us your Bank of Ireland account number (if you have not already told us) so we can identity you. (In some circumstances, we may require an up to date proof of identity and proof of address for an existing Bank of Ireland customer).

Paying expenses that are not related to the funeral

The executors or administrators should look after any expenses that do not relate to the funeral when managing the estate of a deceased person, for example, nursing home fees and household bills.

It might be helpful to open an executor’s or administrator’s bank account to assist with managing the affairs of a deceased person.

You can do this at any Bank of Ireland branch.

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